Processing Companies

We provide merchant services through a variety of processing companies, payment gateways and Point of Sale software to bring you the right kind of service at the right kind of price that fits perfectly for how you do business

Getting Started With Payment Processing

What do you need?

  • Credit Card Processing

  • Web Payment Processing

  • Mobile Payment Processing

  • ACH/Check Processing

Why choose us?

  • Hassle Free, Straight Forward Pricing

  • Relationship Based Agent Support

  • Zero Fee Processing Cash Discount

  • Leading Point of Sales Solutions

We commit to building relationships of trust with merchants, our partners and the community thru a service-oriented approach. Peace of Mind: No Annual Contract No Hidden Fees Ease of Transition

FREE QUOTE

SERVICES

  • Merchant Accounts

    • Allow customers to pay quickly and easily
    • Increase customer sales and client loyalty
    • Innovative, reliable point-of-sale hardware
    • Convenient, secure and safe payment options
    • Full-service online merchant account reporting
    • Free, no obligation rate quote and savings analysis

  • EMV Solutions

    • Avoid liability for fraudulent transactions by having a compliant EMV solution
    • Provide faster checkouts and better security
    • Accept contact and contactless cards with innovative, future-proof payment terminals

  • Business Coach & Social Media Tools

    • Highlights actionable, key business metrics with simple tips to increase sales
    • Increase engagement with client segments that drive higher revenue
    • Access reviews and social media ratings, all in one dashboard
    • Receive alerts when a client leaves an online review to respond quickly
    • Turn new clients into repeat visitors
    • Maximize potential revenue per visit

  • Dynamic Currency Conversion

    • Perfect for all hospitality businesses
    • Better customer experience
    • Ability to offer the choice of paying in the local currency or a home currency
    • Easier payment processing

PROCESSING RATES

Save time and money at any level of payment processing.

We offer guaranteed lowest rates and top of the line customer service for any size business, ranging from large corporations to high risk accounts.

Retail

Our industry leading experts have years of experience saving retailers tons of money on payment processing. Our friendly experts will provide a free, transparent cost analysis that will save your retail business the most money possible.

How much you will pay on a $100 transaction?

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Visa Regulated Debit

Interchange 0.05% + $0.22
Assessment Fees 0.13% + $0.02
NP Margins: 0.20% + $0.10
Total Fees Per $100 sale 0.72% or $0.72

Visa CPS Card Present

Interchange 1.51% + $0.10
Assessment Fees 0.13% + $0.02
National Processing Margins 0.20% + $0.10
Total Fees Per $100 sale $2.06 or 2.06%

Visa Rewards 1

Interchange 1.65% + $0.10
Assessment Fees 0.13% + $0.02
National Processing Margins 0.20% + $0.10
Total Fees Per $100 sale $2.20 or 2.20%

Online/MOTO

Whether selling online, over the phone or by mail, We have the solutions, pricing and support guaranteed to save you time and money.

We integrate with dozens of technologies and make the complex simple and cost effective.

How much you will pay on a $100 transaction?

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Visa Regulated Debit

Interchange: 0.05% + $0.22
Assessment Fees: 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 0.82% or $0.82

Visa CPS Card Not Present

Interchange 1.80% + $0.10
Assessment Fees 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 2.45% or $2.45

Visa Rewards 2

Interchange 1.95% + $0.10
Assessment Fees 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 2.60% or 2.60%

Restaurant

Working with hundreds of Restaurant clients and saving them thousands, we understand how important your bottom line is and we’re here to make payment processing painless.

How much you will pay on a $25 transaction?

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Visa Regulated Debit

Interchange 0.05% + $0.22
Assessment Fees 0.13% + $0.02
NP Margins: 0.15% + $0.07
Total Fees Per $100 sale 1.56% or $0.39

CPS Resturant

Interchange 1.54% + $0.10
Assessment Fees 0.13% + $0.02
National Processing Margins 0.15% + $0.07
Total Fees Per $100 sale 2.57% or $0.64

Visa Small Ticket

Interchange 1.65% + $0.04
Assessment Fees 0.13% + $0.02
National Processing Margins 0.15% + $0.07
Total Fees Per $100 sale $0.61 or 2.45%

Professional Trades

We understand the needs of Plumbers, construction, painters and more.

Whether in the office or out in the field our easy to use payment systems can be tailor fit to your needs.

How much you will pay on a $100 transaction?

123

Visa Regulated Debit

Interchange: 0.05% + $0.22
Assessment Fees: 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 0.82% or $0.82

Visa CPS Card Not Present

Interchange 1.80% + $0.10
Assessment Fees 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 2.45% or $2.45

Visa Rewards 2

Interchange 1.95% + $0.10
Assessment Fees 0.13% + $0.02
NP Margins: 0.30% + $0.10
Total Fees Per $100 sale 2.60% or 2.60%

PRODUCTS

  • Ecommerce Payments

    • Affordable, flexible credit card processing
    • Quick and easy shopping cart integration
    • Access to a global marketplace
    • Powerful security modules
    • Multi-currency pricing
    • Auto-recurring billing options
    • 24/7/365 telephone and email support

  • Mobile & Wireless Payments

    • Industry-leading PIN pad brands and models
    • Ability to accept Visa, MasterCard®, American Express, Discover, JCB and more
    • Multiple connectivity options and configurations
    • Compact, sleek designs
    • Affordable hardware solutions
    • No hidden fees

  • PIN Pads

    • Industry-leading PIN pad brands and models
    • Ability to accept Visa, MasterCard®, American Express, Discover, JCB and more
    • Multiple connectivity options and configurations
    • Compact, sleek designs
    • Affordable hardware solutions
    • No hidden fees

  • Integrated Payments

    • Improve operational capabilities
    • Reduce errors and double billing
    • Simplify and reduce PCI scope
    • Perform checkout functions more smoothly and efficiently
    • Integrates with reporting modules and back-office systems

POS SYSTEMS

The Poynt Smart Terminal

A complete wireless payment solution

Poynt lets you accept payment anywhere, with the security and convenience you should expect in your payment solution.

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  • EMV built-in

    No dongles or extensions needed.

  • Connect with 3G, WiFi, or both

    Pick the model that works best for your needs.

  • Extended battery life

    Go wireless for up to 8 hours.

  • Built-in receipt printer

    Provide your customers with print, email, or text receipts.

  • Pay-at-table ready

    Accept EMV compliant payments at the table, enabled by our eThor app.

  • EMV built-in

    No dongles or extensions needed.

  • Connect with headphone jack or bluetooth

    Pick the model that works best for your needs.

  • Wireless receipt printer

    Provide your customers with print, email, or text receipts.

  • Get Paid Anywhere Anytime

    Accept EMV compliant payments at the table, enabled by our eThor app.

VIRTUAL POINT OF SALE (VPOS)

Accept payments virtually anywhere

Connect our card reader to your phone, tablet, or computer – Just log in, and start accepting payments.

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Schedule a Discovery Session Today

Where we can learn more about your business and find ways we can help.

https://calendly.com/sandiegopaymentprocessing/30min

CONTACT US

Our Promise

We are proud to offer you full disclosure and complete rate transparency. No hidden fees. No sneaky costs – Guaranteed.  We hold strong value in:

  • Commitment
  • Growth
  • Entrepreneurial
  • Relationships
Fees What We (don’t) Charge
Annual Fees None
Monthly minimum fees None
Long Term Contracts None
Early Termination Penalties/Fees See our Promise

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